The whole piece is written in **forward-looking voice** ("coming together," "designed to deliver," "intend to") rather than "we have partnered." That makes it safe to circulate to Cogo, to investors, and internally https://harmonyxkbc703092.theideasblog.com/41768621/short-term-loans-debt-service-coverage-ratio-commercial-loans-quick-financing-for-your-company
Two deliberate choices I made because of the "finalizing" status, both protecting you:
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